Zamanaýı balanyń qaltapuly

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Osydan eki jyl buryn ǵana ata-analar balalarynyń kúndelikti qajettilikterine tek qolma-qol aqsha berdi. Alaıda qolma-qol aqshasyz esep aıyrysý bizdiń ómirimizge tez ári nyq enip, ata-analar men balalardyń aqshalaı qatynastaryna da óz áserin tıgizdi. Eresekterdiń balanyń usaq shyǵyndaryna arnalǵan aqshany nemese olarǵa aqshalaı qarajat túrindegi syılyqty balanyń banktik kartasyna aýdarýy jıileı túsýde. Al búgingi kúni bankterdiń balalarǵa arnalǵan arnaıy kartalardy shyǵarý usynystarymen kópshilikti tańqaldyra almaısyz. Degenmen, balalarǵa karta dál qandaı múmkindikter ashatyndyǵy jaǵynan úlken aıyrmashylyqtar bar. Osy tusta Halyk Bank Halyk Easy kartasyn jasap, ádettegideı, óz klıentterine – balalarǵa da, olardyń ata-analaryna da eń jaqsy sharttardy usynýǵa tyrysty.

Aldymen ata-ana Halyk Easy kartasyn Halyk Homebank qosymshasynda birneshe mınýt ishinde asha alatyndyǵynan bastaıyq. Halyk Homebank qosymshasyn App Store-dennemese Play Market-ten júktep alýǵa bolady. Ata-ana Halyk Homebank qosymshasynda «Halyk Easy» tańdap, balanyń JSN, onyń uıaly telefon nómirin kórsetip, engizilgen derekterdi rastaýy kerek. Halyk Homebank-ke kirý úshin balanyń telefonyna ýaqytsha SMS-qupııasóz jiberiledi. Ata-ana balaǵa qosymshany ornatýǵa jáne Halyk Homebank-te avtorlandyrýdan ótýge ǵana kómektesýi kerek bolady.

Avtorlandyrý júzege asyrylǵannan keıin Halyk Easy kartasy birden balanyń smartfonynda paıda bolady. Bul oǵan kartany Apple Pay, Google Pay nemese Samsung Pay-ge baılanystyra otyryp óziniń telefony arqyly ońaıtólemder jasaýǵa múmkindik beredi. Sondaı-aq QR arqyly da tóleýge bolady: ol úshin Halyk Homebank qosymshasynyń basty betinde QR batyrmasyn basyp, kamerany Halyk Bank-tiń termınaldary jelisindegi QR-ǵabaǵyttaý kerek. Osylaısha, Halyk Easy kartasymen plastıkalyq kartany ózimen birge alyp júrýdiń qajeti joq, ıaǵnı ony joǵaltý qaýpi azaıady. Eń bastysy, Halyk Easy arqyly esep aıyrysa otyryp, balańyz súıikti sanattar qataryna kiretin ár jasalǵan saýdadan 5% bonýs alatyn bolady. Súıikti sanattarǵa balalar arasynda eń tanymal oryndar kiredi: kınoteatrlar, fast-fýd, oıynshyqtar men kitap dúkenderi, boýlıngter, beıne oıyndar, attrakıondar, saıabaqtar, ırk, haıýanattar baǵy jáne syılyqtar men hobbı taýarlaryn satý oryndary. Sonymen qatar, joǵary bonýstar bıletterdi satý qyzmetteri úshin de, mysaly, kino.kz jáne Halyk Homebank qosymshasynda jasalǵantólemder úshin de esepteledi. Mańyzdysy, balanyń ózi ǵana paıdalana alatyn bonýstardy jınaqtaý úshin balaǵa jekebonýstyq shot ashylady.

Halyk Easy arqyly bala alynǵan nemese syıǵa tartylǵan aqshany jumsap qana qoımaı, ony, mysaly, velosıped nemese jańa smartfon satyp alýǵa únemdeýge múmkindik alady.

Ata-analar úshin Halyk Easy-diń artyqshylyqtary ap-aıqyn. Bul balaǵa aqshany tez aýdarý múmkindigi jáne onyń shyǵyndarynyń ashyqtyǵy. Tez toltyrý úshin ata-anaǵa Halyk Homebank qosymshasy arqyly balanyń telefon nómiri boıynsha jedel aýdarymdar jiberý jetkilikti. Kóptegen adamdar úshin aı saıynǵy lımıtti onlaın túzetý múmkindigi yńǵaıly bolady. Balanyń shyǵyndarynamonıtorıng júrgize otyryp, kartany ashqan kezde belgilengen qarajat lımıtin ulǵaıtýǵaa nemese azaıtýǵa bolady. Bul kóńilge qonymdy, óıtkeni balalar ártúrli jáne olardyń shyǵyndary da ártúrli. Bir bala búkil somany bir kún ishinde jumsap qoıa alady, al basqa bala jarty jylishinde armandaǵanyn satyp alýǵa aqshasyn oıdaǵydaıjınaıdy. Aıtpaqshy, ata-analar úshin taǵy bir artyqshylyq: Halyk Easy arqyly Siz balanyń qarjylyq saýattylyǵyn damyta bastaı alasyz, oǵan aqshany qalaı ońtaıly basqarýǵa bolatyndyǵyn naqty mysaldarmen kórsete alasyz.

Bala alty jasqa tolǵan kezden bastap oǵan banktik kartanyresimdeýge bolady. Biraq is júzinde bul ata-ananyń shotyna shyǵarylǵan qosymsha karta bolady. Basqasha aıtqanda, balalar kartasynyń balansy ata-analyq shotqa baılanystyrylǵan. Osylaısha, eresek adam kartadan balanyń barlyq operaııalaryn kóre alady jáne qajet bolǵan jaǵdaıda baqylaı alady. Bala 16 jasqa tolǵankezde, ol óziniń jeke shotyn óz betinshe asha alady.

Qajet bolǵan kezde, Halyk Easy plastıkalyq kartasyn da alýǵa bolady, bul úshin ata-ana Halyk Homebank qosymshasynyń basty betinde nemese «Shottar» bóliminde Halyk Easy Digital kartasyn tańdap, «Kartaǵa tapsyrys berý» batyrmasyn basýy kerek. Tapsyrys úshin qajetti derekterdi toltyrǵannan keıin kýrermen jetkizýdi belgileý, derekterdi rastaý jáne SMS-ten kodty engizý kerek. Aıtpaqshy, karta tegin jetkiziledi.

Kórip otyrǵanyńyzdaı, kartany paıdalaný barlyq jaǵynan yńǵaıly ári tıimdi. Sonymen qatar, bul balanyń qaýipsizdigin arttyrady. Qolma-qol aqshany joǵaltý nemese tartyp alý ońaıyraq. Al kodty bilmeı joǵalǵan nemese tartyp alǵan kartany paıdalaný nemese urlanǵan smartfonarqyly saýda úshin tóleý tipti múmkin emes.

Halyk Easy-diń taǵy bir óte eleýli artyqshylyǵy. Kartany qoldana otyryp, bala jas kezinen bastap ozyq tólem sheshimderimen ózara árekettesýdi úırenedi jáne barǵan saıyn neǵurlym ınnovaııalyq ónimderdiń engizilýimen birge ósedi. Demek, ol keleshekte ıfrlyq aqshany ońaıpaıdalanyp, tabysty adam bolady.

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